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China is up almost 30% year-to-date. To many investors’ surprise, another bright spot is Europe. While not quite keeping pace with the U.S., European equities are up 15% in 2019. For investors under-invested in non-U.S. stocks, Europe is worth another look. So you have money to invest, and are wondering if you need an investment advisor or can you do it yourself. The answer varies greatly on who you ask. If you ask an investment advisor, more than Those who wish to work as independent financial advisors to individual investors, to manage assets and/or provide financial counsel, generally need to become a Registered Investment Advisor (RIA). Registered investment advisor: Provides advice and makes recommendations in exchange for a fee. RIAs are registered with the U.S. Securities and Exchange Commission or a state regulator, depending on the size of their company. Some focus on investment portfolios, others take a more holistic, * Fidelity ® Wealth Services is an investment advisory service that provides nondiscretionary financial planning and discretionary investment management for a fee. Minimum investment is $50,000 for access to a team of advisors and $250,000 for access to a dedicated advisor. IAPD provides information on Investment Adviser firms regulated by the SEC and/or state securities regulators
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